The Refinance Tool-Box has gathered information and tools to help you gain a better understanding of refinance home loans. A home refinance can help you to lower monthly payments, shorten your loan term, consolidate debt, and get cash-out. Maybe you are looking to move from an adjustable rate to a low fixed rate mortgage... we can help.
Refinance process, terms, programs and lender choice can be confusing to people who do not work with mortgage loans on a daily basis. We arm you with information to help you better understand the refinance process and how it relates to your particular goal.
My Credit is Good to Excellent. What are my
A good to excellent credit score will qualify you for the greatest number of refinance program options at Low Competitive Refinance Rates.
Simply put, you should get the most competitive refinance program from a broker with access to multiple investors competing against one another for your business. A broker that utilizes software to pull current competing home loan lender programs offered for your qualifying loan scenario, can give you a distinct advantage.
Lenders that utilize technology, streamlined processes, and a low overhead business model can create a winning combination for a low rate and fee refinance loan for you!
Get a No-Hassle, No-Obligation Free Refinance Rates Quote today, and experience the Refinance ToolBox Advantage for Yourself!
We understand that everyone's credit is not perfect. In many cases, credit scores are affected by reasons beyond your control. Maybe you have had emergency expenses, sudden medical bills, increased tuition, and on and on. These unforeseen bills may be causing you to miss payments and make your credit score fall.
The Refinance Tool-Box would like to help those with falling credit scores as low as a 620 FICO to get a refinance loan that will help the situation immediately and also to make sense for the future.
Those with poor credit scores as low as a 620 FICO can now get low mortgage rates with a FHA refinance. In fact, those that qualify may receive lower mortgage rates than a comparable excellent credit qualified conventional refinance mortgage!
We invite you to take a look through our site and learn about refinance basics, credit basics, loan types, the loan process, and more. You will find much information about refinancing your home and how to get low mortgage rates and closing costs for your new refinance.